Responsible Research and High Deductible Plans

High deductible health insurance is a great way to keep premium costs down for families who are willing to take a little extra responsibility with their health care. Using the current Health Savings Account (HSA) qualified plans in conjunction with actually building up an account to match the chosen deductible, keeps money in the hands of the consumer and stimulates an awareness of the actual costs of health care. Consumers should learn to ask price questions of their doctor, research average costs for procedures, crunch the numbers on their own plans, and become intimately acquainted with high deductible HSA qualified health plans.

As an example, our son had an outpatient procedure done this morning at a surgical center. We chose to have the procedure done there instead of at the Children’s Hospital after a brief discussion with the surgeon who was performing the operation. I simply asked him where would it be the cheapest for us if we were willing to self-pay Too often, otherwise high functioning adults become mute in the presence of medical personnel and just flow with the system. A brief departure from standard protocol led to this decision for us that may have saved us several thousand dollars, and all it took was one question that had a limited downside of potential awkwardness with the doctor. We were forced to discover the actual cost of the procedure instead of depending on a third-party payer to take care of it for us.

Green Tea Health Benefit Number One

Losing weight and burning fat is the green tea health benefit that has garnered the most attention from people.

Scientific researchers have proven that this type of tea not only helps the body burn the existing fat; but also helps suppress the appetite. Needless to say, overeating is a key cause of people being overweight.

Catechins are natural polyphenols which are found in great concentrations in this special tea. Studies show these plant based elements seem to stimulate the body into burning fat.

One such study used a group of men of similar weight based on their Body Mass Index (BMI). For three months they eat identical meals at breakfast and dinner.